Pricing

Pricing that's honest about every fee.

One simple rate per transaction. No setup fees, no monthly minimums, and a real human to review the structure that fits how your business actually processes payments.

See what's included
The problem with payment pricing

No one likes confusing payment pricing.

Most processors bury the real cost in interchange tables, surcharges, and statements no one can read. That makes it impossible to forecast cash flow or compare offers honestly.

Hidden fees

Gateway, statement, PCI, and 'non-qualified' surcharges that surface after you sign.

Unreadable statements

Multi-page PDFs where it's nearly impossible to tie a charge to a payout.

Unpredictable payouts

Reserves, holdbacks, and rolling delays that quietly disrupt cash flow.

No one to ask

When the numbers don't match, support tickets disappear into a queue.

Our pricing

One simple per-transaction rate.

Start here. If your volume or business model is unique, we'll quote you a custom rate after a short payment review.

Standard

2.9%+ 30¢

per successful card transaction

  • Hosted checkout + payment links
  • Public API + signed webhooks
  • Daily settlement statements
  • Refunds and dispute handling
  • Fraud screening on every charge
  • Merchant dashboard & audit log
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No setup fees. No monthly minimums.

Specialized

High Risk

5.9%+ 30¢

for industries flagged high risk by traditional processors

  • Approval in industries others decline
  • Enhanced fraud & chargeback monitoring
  • Rolling reserve structured to your risk
  • Chargeback alerts & dispute support
  • Identity & geo-location verification
  • Dedicated risk specialist

Final rate based on industry, history, and volume.

For scale

Custom

Let's talk

Volume-based rates for high-throughput merchants and platforms

  • Everything in Standard
  • Volume-based rate negotiation
  • Custom settlement schedule
  • Dedicated payments contact
  • Platform / marketplace structures
  • Quarterly pricing reviews

Quote within one business day.

What you don't pay

The fees we don't change — because you shouldn't have to think about them.

No setup fee

Apply, get approved, and start processing without writing a check.

No monthly minimum

A quiet month shouldn't cost you anything beyond what you process.

No statement fee

Daily settlement PDFs are included, not a per-statement line item.

No PCI compliance fee

Tokenized capture keeps you out of PCI scope without an extra charge.

No gateway fee

Hosted checkout and the API are part of the per-transaction rate.

No hidden surcharges

No 'non-qualified' tier games. The rate on the page is the rate you pay.

Included by default

Security is part of the price — never an upsell.

Fraud screening, tokenized capture, signed webhooks, and full audit history are bundled into your per-transaction rate. You shouldn't have to pay extra to protect your own customers.

  • Tokenized card capture on every charge
  • Risk scoring and fraud signals included
  • HMAC-signed webhooks with replay protection
  • Dispute and chargeback tooling included
  • Full audit log of every action
  • Rotatable API keys at any time
How a payment review works

A 30-minute conversation, then a clear quote.

If the published rate isn't the right fit — high volume, platform model, unique risk profile — we'll walk through your numbers together and propose the structure that actually fits.

1

Share how you process payments

Volume, average ticket size, payment flow, and what your current processor charges.

2

We map the right structure

Per-transaction rate, settlement schedule, and any platform or marketplace considerations.

3

Get a written quote

Plain-language pricing, no surprise line items. Yours to compare or accept.

Pricing FAQ

Straight answers about how you'll be charged.

When is the fee taken?
The per-transaction fee is deducted at settlement, not at the time of the charge. Your daily statement shows gross received, fees, refunds, and net payable in plain numbers.
Do I pay for failed or refunded transactions?
No. The rate applies only to successful card transactions. Refunds return the original processing fee to you on full refunds.
How do payouts work?
Daily settlement at your configured cut-off time. Funds typically arrive in your bank within 1–2 business days of settlement.
When can I qualify for custom pricing?
Most merchants processing meaningful monthly volume, running a platform or marketplace, or with a specialized risk profile qualify for a custom rate. The review is free.
Are disputes or chargebacks extra?
Dispute tooling is included. If a chargeback is filed, the disputed amount is held until resolution — we'll surface it clearly in your dashboard with everything you need to respond.

Pricing should never be a surprise.

Apply at the published rate, or schedule a free payment review and we'll quote you a structure that fits how your business actually processes payments.

Apply at Standard Rate